Banking , Consumer goods and real estate were among today's largest lagging sectors and together removed six points from the VN-Index. Banks led the negative wave to slash 4 points off the index with the large-cap trio of VCB (-2.4%), BID (-3.8%) and CTG (-2.7%) all recording significant losses. In contrast with yesterday's performance, both VNM (-1.5%) and MSN (-2.7%) closed in the red. Similarly, real estate's largest ticker, VIC (-2%) along with KDH (-0.9%), both saw their prices decline.